This is an area of insurance with such diversity in quality of product and, as such, it is essential that you understand in detail what is being purchased. In many cases (the most obvious example being Career Ending insurance), the importance of the policy is blatant, but in nearly all cases the need for good cover is paramount.
What are the main risks within the sector excluding injury?

• Contractual Bonus
• Directors and Officers/Professional Indemnity insurance
• Event Cancellation
• Kidnap and Ransom
• Liability
• Prize Indemnity
• Property
• Terrorism

Sport Injury

What are the main risks?

• Convalescence Costs
• Death
• Loss of Income
• Medical Expenses
• Permanent Total Disablement
• Physiotherapy Costs
• Temporary Total Disablement

Injury is, of course, most keenly felt by the person suffering from the event itself. However, the effects of an unforeseen and unfortunate event do have significant ramifications beyond the individual, and the following insurance types can be investigated by all that have a professional interest:

• Career Ending – This cover type can provide protection for agents, clubs or players against loss of future earnings due to a career ending injury occurring
• Income Protection – Protects individuals against loss of income should they be temporarily injured
• Accidental Death – Purchased to protect the club in the event that a player is involved in a fatal accident
• Salary Protection – Provides cover to the club against financial loss following injury to players

Essentially an agent, club and player’s risk is going to be completely different.

Information gathering is the key to us obtaining the most appropriate terms on your behalf; we would be delighted to discuss any of the above cover types with you.