We are rarely asked what healthcare insurance is, however, we are frequently asked if this is a policy type we can arrange and, if so, what the main benefits of having such a policy are:

To answer the first and certainly most straightforward of the two questions: yes, we certainly can arrange healthcare insurance and we would be delighted to both discuss and provide terms for you and your business.

Now to try and substantiate some of the benefits and to give some direction as to the key areas to consider:

  • Employees who are happy and healthy have fewer sickness days which in turn leads to maximum levels of productivity and profitability in the workplace being more frequently achieved
  • Should an unfortunate situation occur and an employee is taken ill, having an efficient Healthcare policy in place will certainly mean that they receive specialist care without delay; this will both see them back to health and back to work. Beyond this, it will be a company benefit that has seen them through a troubled time and few would argue there is no value and/or pleasure in this
  • It is a fantastic way to incentivise employees; most if not all employees will consider the addition of Healthcare to their remuneration package as a benefit which all current and future employees will really value – this can also be a key tool in recruitment
  • It is a nice way to demonstrate that the management is considerate and thoughtful to the wellbeing of its workforce

The above reasons generally lead on to numerous additional questions:

  • Do all employees have to receive the same level of cover?
  • Are we as the company responsible for excesses charged?
  • What about employees who work away from our main site (maybe even internationally)?
  • Are employees able to select where they may receive treatment?
  • Do we as the employer have to fund 100% of the premiums?
  • Can employees include their family members?
  • Can I have control over the premium and are there ways to manage costs?

The answer to all and many more questions is simply:

This policy type is vast and extremely versatile, it can be built to react to your requirements; essentially the most important thing to do is to discuss your wants and needs with us, we will then provide you with the appropriate options.

  • Prompt access to diagnosis and to latest treatments, drugs and medical technology
  • Convenience appointments that fit around work
  • Quality private health cover to help get you back to work quickly
  • Comfortable surroundings for comfort and relaxation when receiving treatment
  • Simple claims processes
  • Flexible and affordable plans for businesses of different sizes

A selection of our trusted insurers

    IMPORTANT: Please complete this application as fully as possible and return it to Consort Insurance, together with any relevant plans, Schedules of Condition or other supporting documents.

    JCT clause 21.2.1 (or equivalent) insurance

    Section 1 - General details

    :
    £
    £

    Section 2 - Existing property

    If the existing property is being completely demolished or the contract site has already been cleared, please proceed to SECTION 3. Otherwise, please answer the questions below:

    YesNo
    YesNo

    Section 3 - Surrounding property

    Please give a description of all surrounding property not forming part of the Contract Works:

    YesNo
    If Yes, please forward a copy of this to
    dahlia.osuoha@consortinsurance.com
    YesNo

    Section 4 - Construction and extensions

    Please complete DEMOLITION Section if applicable (where such demolition forms part of a contract for erection, reconstruction, alteration or repair by the insured):

    Demolition

    YesNo
    YesNo
    YesNo
    YesNo
    YesNo
    YesNo
    YesNo

    Section 5 - Declaration

    The undersigned declares on behalf of all parties proposing for insurance that to the best of his/her knowledge and belief, the statements provided herein are true and complete and all material facts or circumstances have been fully disclosed. The undersigned declares and agrees that the proposal form together with any other information supplied shall form the basis of any subsequent contract of insurance and undertakes to inform the insurer of any material alteration to those facts occurring before completion of the contract of insurance.